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Junction City, Kansas CD Rates – 18-Month

You are viewing rates from banks across Junction City





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Junction City, Kansas . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Junction City, KS - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 4.25% → 3.75% → 3.25% → 2.75%

0.90%

$10,000

21.03

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0.90%

$10,000

17.02

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0.80%

$10,000

18.80

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0.80%

$10,000

24.43

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0.75%

$500

17.58

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0.70%

$10,000

17.07

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0.70%

$10,000

18.80

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0.60%

$10,000

21.16

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.35%

$10,000

0.55

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| Jun 9, 2019

They don't have this rate anymore. 5 year rate is only 3.11 Read More

0.30%

$10,000

17.02

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.20%

$50,000

24.57

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$10,000

24.57

Learn More

0.10%

$10,000

17.29

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Junction City, KS - August 2, 2025


Branch Street City State
Intrust Bank, National Association
Junction City Main Branch
904 West 6th Street Junction City KS
The Farmers State Bank of Westmoreland
Manhattan Branch
8685 East Highway 24 Manhattan KS
New Century Bank
Manhattan Branch
2815 Anderson Avenue Manhattan KS
ESB Financial
Manhattan Branch
224 East Poyntz Avenue Manhattan KS
Exchange Bank
Exchange Bank Branch
20 East Main Street Herington KS
The Farmers State Bank
The Farmers State Bank Branch
624 Main Street Dwight KS
CoreFirst Bank & Trust
Dillons Manhattan Branch
1101 Westloop Place Manhattan KS
ESB Financial
Manhattan Branch
224 East Poyntz Avenue Manhattan KS
Farmers and Drovers Bank
Alta Vista Branch
619 Main St Alta Vista KS
Armed Forces Bank, National Association
Junction City Branch
429 W. 18th Street Junction City KS
Landmark National Bank
208 South Washington Branch
208 South Washington Junction City KS
Outdoor Bank
Peoples State Bank Branch
2401 North Seth Child Road Manhattan KS
New Century Bank
Manhattan Branch
2815 Anderson Avenue Manhattan KS
UMB Bank, National Association
Umb Bank, National Association Branch
2700 Anderson Avenue Manhattan KS
Central National Bank
Herington Branch
101 South Broadway Herington KS
Central National Bank
Herington Branch
101 South Broadway Herington KS
Commerce Bank
Manhattan Westport Commons Branch
2740 Claflin Rd Manhattan KS


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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